Who we fund
We match funding options to real business needs — always with no hidden fees and plain‑English terms. If your business has healthy cash flow and a real use of funds, we’ll work to get you a fast, fair offer.
Restaurants
Daily sales, seasonal spikes, equipment repairs. Fast working capital aligned to deposits.
- Inventory & vendor terms
- Kitchen & POS upgrades
- Payroll bridge
Trucking
Fuel, maintenance, dispatch delays. Solutions sized to your route cash cycle.
- Fuel & repair floats
- Tires & parts
- Bridge for slow A/R
Retail
Seasonal inventory, promos, remodels. LOC/MCA options matched to foot‑traffic cycles.
- Inventory buys
- Store refresh & signage
- Marketing pushes
Services
Contractors, salons, local pros. Smooth out receivables and fund growth projects.
- Equipment & vehicles
- Permit/insurance costs
- Team hiring & training
Recent outcomes
Restaurant group
$150k in 48 hours for kitchen upgrades & payroll; daily split aligned to card batches.
Regional carrier
$250k LOC to cover fuel & repairs with weekly draws; refinanced into ABL at 6 months.
Apparel retailer
$90k MCA for holiday inventory; early‑pay discount reduced effective cost by 12%.
HVAC contractor
$120k working capital for vehicles & permits; transitioned to bank LOC after 9 months.
Results vary by profile and provider. QuickWave acts as an advisor/consultant, not a lender.
Our pro‑business criteria
- Clear use of funds with ROI or cash‑flow benefit
- Consistent deposits and sufficient average balance
- Willingness to share basic docs (bank statements, ID, voided check)
- Preference for early‑pay options and transparent pricing